So, he probably would want me to put down 10-15% to have skin in the game.How should I approach the topic to get the deal for zero down?

I also figured if I get the right tenant I can negotiate lower rent for certain things like lawn care and such but again these are just thoughts running through my head at the moment. 

So, I usually see new RE investors get their best starts by jumping in and buying something manageable.That said I think you are wise to be careful to invest in a seller's market.My advice: dig hard to find a deal then jump on it.

If you want to try working with a PM again, we do have an option for owners to take care of maintenance, but we still list/screen/lease the property, man the phones 24/7, collect the rent, handle the accounting, do routine inspections of the property, etc.

Thanks-Harsh I am 100% for Cleveland, but you need to make sure you pick your properties carefully.

.- Feb 17 parents of brothers in the unit call saying they need their kids out of the house due to bronchitis and a skin rash on one brother.

But I believe there’s more than one way to skin a cat.

I don't care anymore because I've paid all my commercial loans off and I'm not going back, but adjustable and callable every 5 years is standard, not to expire and need to start over. 

I don’t think it was a “by the skin of my teeth” approval but you never know.

If that's what they claim to be conservative I would caution you to review all their other numbers carefully.