You are lucky to be in AZ because there are several ways you can add to your knowledge and meet other investors, both new and pro.I recommend attending the AZREIA monthly meetings and some of their subgroup, smaller meetings, such as Fix and Flip and Buy and Hold.The monthly meeting attracts a ton of people and you can meet others who are in your shoes.

Our meat-puppet mania about passionately arguing about automobiles is once again showcased in full fig.Queen - I'm In Love With My CarBy BP standards doesn’t matter if you sit here and read BP posts for the rest of your life, and never actually invest in RE.Just don’t buy a nice car, or you’re automatically considered a failure at life even if you are already a millionaire.That's the point, neither the OP nor the majority on here are millionaires...

And either type of account would go a long way to giving you control.Cashing out takes more thought when IRS will take a 10% penalty plus 25-35% in taxes leaving you with a lot less than you have now.We're I in your shoes, I would move but I would not cash out. 

If I were in your shoes, I would check the title of the property and be sure it is free of liens or encumbrances, then I would take title through deed, then and only then, I would collect the instructions on making payments to the lender directly.I did one of these where I was able to negotiate the 2nd loan down to about 25% of the balance and paid them off and only had to refinance the first (when I wanted to) and still have this duplex years later.  

Out of state investing can be very beneficial for someone in your shoes.

I know everyone in my shoes is likely asking this question to themselves, but I wanted to see if there is anyone out there willing to work with me to help identify ways I can make some progress. 

However, it’s important to maintain enough liquidity for unexpected repairs, vacancies, or other expenses across your existing portfolio.If I were in your shoes, I would likely lean towards reinvesting in a way that balances both cash flow and appreciation.

Lindsey, I'm in the same shoes like you trying to develop a small tract in the Charlotte, NC Metro area.

Typically, the worst case is you have carpet and have to replace it all because the tenants never took off their shoes.

If I was in your shoes I'd probably 1031 it, especially if it would allow me to learn the process so I can be better prepared for future transactions.