We are both buyers and private lenders (our own funds) on lower $ ARV SFR properties throughout the U.S. 

Rochelle is the geographic middle between our two jobs.Not as much opportunity in Rochelle (pop 10,000) but I'm:15 mins from Dekalb 25 mins from Rockford Adjacent45 mins from Naperville/Aurora45 mins from LaSalle/Peru (Cassie's work location)1 hour from Janesville/Beloit (My work location)We're open to cast a wider net if the opportunity arises.Currently we're saving approximately $5,000 every two months for down payments and listening to the BP podcasts on our commutes.

Throughout the years, we've saved a significant amount of money, by being debt free other than our mortgage.  

But now, must start from scratch again (or with however much you've kept or saved).There is NO scaling of paid-full-price-borrowed-too-much investments.

He also offers discount codes to save some $ too.

For me I want close to a 25% cash on cash return to put my money in, but there are lots of people that are ok with a lot less (CD's, stock market, savings accounts).  

You are trying to get bank rates & terms for a private non-arms-length note.First, the interest rate is too low.

Neither a private lender nor an owner is going to be willing to have a 3rd position mtg, and unlikely a private lender will take a 2nd.  

How much money will not having grass save you every month?

I'm about to get a tax lien on a private road that allows 38 townhouses access to their two car garages.