Conventional 30 year mortgage How did you add value to the deal?

so if you would pay $1600 in rent, but you could buy a duplex, and your mortgage is $2000, but you collect $800 in rent.definitely house hack - you're building equity AND saving money in this scenario.  

I am a mortgage broker in Charlotte as well so if there is anything I can do to help you out feel free to reach out!

Tom Wheelwright’s books contain more detailed information than the online courses do.

My plan is to rent out two of the rooms to help cover my mortgage payments.So far, the property appraisal has been completed, and I've set up home insurance.

Interest rate is at 4.75% and the mortgage payment is slightly less than the market rent in that area.

Are mortgage points paid on a rental property deductible the year the property was purchased, or do they have to be depreciated over the life of the loan?

The mortgage is assumable upon their demise (and at a rate lower than those currently being offered). 

@Jimmy C. there are tons of banks that will finance it, reach out to Pierce at Security Mortgage Group

Tom Wheelwright’s books contain more detailed information than the online courses do.