Educate yourself and find a mentor.

The leverage hurts cash flow and a refi resets the interest rates as well.

Something I've learned from Brandon and Josh on the BP Podcast, is that it's only fair that I should be expected to provide value to you if I want education/ mentoring in return.

I just try to figure it out on basic paper and calculator,   I have only 12th grade education.  

Best financial decision I made was to purchase buy a house. 5% down and now I have a lot of equity and the ability to leverage some of that equity. 

Why do you want to move money they can use at 15 for education to money they can only access at 65?

Hey @Jaron Smith, I'm not an expert with HML as I'm still new to them so I would recommend a few things that I am doing myself to gain more education on the topic. 1.

Many people use relationships for leverage in business to get away with things and cut corners so keep this in mind.

Has anyone ever obtained a secured loan from a bank using a pool of Louisiana Tax Liens (Tax Sale Certificates) as collateral? If so, could you please share the bank contact person and/or attorney who created the ent...

An investor who's buying properties with cash (and therefore doesn't have a mortgage payment) or is self-managing (and doesn't have the cost of a property manager) can and should expect more cash flow per door than someone like myself, who is leveraging my properties and hiring management to handle the day-to-day operation and tenant interaction.I would also guess that most investors have a CoC Return criteria, because it's smart business to understand what kind of return you're getting on the hard-earned money you're investing.