insurance companies will not start an insurance policy if tree branches are contacting the roof of your property. 

What are your taxes & insurance? 

Looking at a fixed 30year rate of about 4.5%-4.75%. and monthly payments of ~$900 without taxes and insurance.

Looking at a fixed 30year rate of about 4.5%-4.75%. and monthly payments of ~$900 without taxes and insurance.

Take away buying costs of 5pct plus title insurance etc (about 6-7k)Take away holding costs of 3kTake away selling costs of 11kTake away minimum profit of 15kMax offer 93kProperty is in a great neighborhood and LOOKS like its a paint/carpet rehab from the pics However, roof is 20 years old, ac condenser is 20 years old.  

@Charlie MacPherson Thank you for your input and for the resources, I never knew that it would fall under insurance fraud.

My question is can I get landlord insurance for a property I don't own or would I have to get the seller to carry the insurance?

I can understand why insurance agents, RE agents, wholesalers and loan officers send me colleague requests (in hopes of getting business), but even then - even if they do send me a message they'll pretty much never follow-up later on. 

Something people forget to consider is insurance costs, taxes, capex, and property management fees

The HOA is over a quarter of my rent, so it just doesn’t make sense for long term.Another factor is that the area I have rentals is in Brevard, most within two miles of the beach, so insurance has been an issue.