Hi Aaron,Yes my debt is a mix of CC and 2 car payments which id like to payoff as it would clear up $700 a month for me.I absolutely would like to be pre approved before I start seriously looking at a house and the property analystist is a big concern for me because I’m so new I’m affriad of messing up my first deal so I will absolutely be diving in deeper on the subject 

If you can't find it but you know it is a good deal you can wholesale it to another investor like me.As for you rental concerns: Yes Utah is a hot market and more on the expensive side to get started especially where a duplex can be 400k+. 

Tukwila, Des Moines, Kent, Maple Valley and White Center are all great options if you are looking to buy or rent.I understand your concern about a market correction!

I have a LLC and business account so that's not a concern of mines.His assistant stated they do not give 100% financing so that is why they require that amount, to cover the rest of what they will not finance.

But, for me, it would have to be an extremely close family member who had some kind of permanent issue for me to subsidize them like that long-term.

The "rush" concerned me.

I really appreciate it.I love the house hack idea and FHA at 3.5%.I will talk to my lender about the FHA.My concern about the house hack is that I won't be able to refi if I'm not working?

Umbrellas are available from nearly every insurance agency and are extremely common for investors.On the commercial side, refinancing is more difficult and costly so the BRRR really works best with residential loans.

Also from my experience in SLC you the home owner are still responsible for the water and sewage (this may need to be included on your rents) I'm not sure what the rules are up there in cache county but keep that in mind as well.Currently being a landlord there are many things to keep in mind when investing in multifamily please feel free to reach out to me if you have additional questions or concerns.

Education is worth something different to everyone.I'm someone who feels like he has good advice to share although my successes are extremely modest.