I do understand that I screwed up and am taking it as a learning experience.

@Bob P.Well 2022 real estate was booming and everyone was told how easy it was to do.

Subject-to deal: Cash required: $35k + 295k existing mortgage + 5k in misc = $335k for a 350k 2021 house.Pros202135k needed3% int. rateGood schoolsGood location CONS$145/m in HOACashflow is tightMortgage InfoLast Reco...

I may need some hand holding to do first time without any issues

Here is exactly what the rate cut itself will do: NOTHING!

retiring on cash flow is a pretty tough thing to do for most folks full stop.to me to do that its highly dependent on your location and price points.And how much capital you have to start with and or your day job to allow you to scale.

You'd need to really understand the specific neighborhoods and property types to make a good investment.If you do go the out-of-state route, a good property manager will be crucial.

Currently don’t have the funds nor setup/space to do a house hack but good to keep in mind for the future if the opportunity presents itself! 

It is just out of price range.So, what can I do?!

They’ll still do an inspection and they can still say fix thsi or I’m not buying.