I used the rent money that I was collecting to make improvements and later did a cash out refinance to purchase my next property.

Option "D" - improve cash flow by putting more equity into the property...assuming this is an option.

The maintenance and capital improvements are much higher as well. 

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I know I'll probably have to wait until my credit improves and I've had a steady job for at least 6 months but I can't help but try to plan some of this out now.

Some workshops are intended to educate passive investors, but most of them are built to help educate aspiring real estate syndicators.If you wish to take the next step and invest in your education, you can hire a mentor who has the experience and knows how to best improve your positioning as an investor.

Find some mortgage brokers you can build relationships with who can look at your finances and give you some pointers on how to improve it :-)

Understanding what improvements should be done to maximize value, 3.

So while it feels nice to make some improvements to a block and help to stimulate the economy--it is not exactly a business success.I am in the process of doing a block of 10 houses and this where the real money is because you can control many more of the variables.

I think CT is best poised of the three for some improvement.