Loan officers are typically only able to be licensed with one entity and if they're brokering loans to an outside investor/wholesaler - it's pretty standard practice for the loan to be registered first with whatever entity it is where the MLO hangs their license.   

There is a cost, but is the broker paying for that as their investment in you, or are you paying for it.Real estate school teaches you the basics of real estate and contracts typically. 

The law typically requires the property owner to be named on the lease, even if you are using a property manager.

This is an example of what I am talking about - https://www.homethemeorlando.com/ . 

Although they might vary, investment property loans typically need a down payment of 15% to 25% or more.BRRRR method: If you are thinking of using the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) method, you will want sufficient funds for the initial purchase, the renovations, and the holding fees until the property is refinanced and rented out.

Typically, I would want at least and 8% return on cash, or higher if leveraged.  

For example the property will be available from October/November-April.  

An IRA provides diversification by investing in a range of stocks and bonds.Liquidity: Real estate investments are typically illiquid and require significant time and effort to sell.

Miller and Smith and Toll Brothers as examples have in house brokers.

One example of this arose in 2022 when the Fed raised rates multiple times in just a few months.