This made me think of a better solution: you know how Amazon sells its tablets with advertising built in, and if you want the advertising removed, you have to pay more?

It's an awesome solution though.

I use Jim Henderson with Landlord Solutions, he's great. 

The main thing is when you are an agent- are you providing a solution for your seller?  

Kitchen: clean and scrub cabinets with water/ammonia/vinegar/baking soda solution. 

The right solution depends a lot on the compass orientation and climate.

I wonder if this solution would lower my risk of a loan being called due, and meet the requirements of the lender doing the refinance.

I don't personally have experience but reviews on the interweb and speaking with a co-worker who used them make it sound like its a durable/cost effective solution to extend the life of those surfaces.

Ask if you can stop by and sit down with her, like people, and come to a solution.  

Best to work with them for a win-win solution.