@Ryan Xu thanks for the heads up!

Hi,An idea popped in my head regarding the coming (and current) housing crisis...

@Stacee Evans You should be able to open a brokerage account and invest with it until the next deal comes along.There are some syndicators out there that will take than a substantial amount so you may try and find some other operators to invest with as well.

It would go from 3% to 2.5% or 2.875% and it would lower my monthly payment by 50% for 15 year loan or 67% for a 30 year loan and it would give me substantial cash flow to invest in properties.  

With the potential softening of prices and difficulty filling units I think we are headed for a small correction so conservative underwriting, to me, is key right now.

We are in an environment of unprecedented cap rate compression and record low interest rates which is only headed in one direction after this is all over.Yes, make no mistake, the music will soon stop.That has very little to do with an upcoming election and is regardless of who wins the White House or who controls congress after November.If you've listened to Kevin Bupp and Rod Khleif, you know what happened to their portfolios in 2008.These were no amateurs, as a matter of fact, they had many years of investment experience when the music stopped.They both weathered the storm and came back stronger and that is why I remain a shameless fan of both men till today.Several others were not that lucky, and you will never hear their names.In this space today, there are investors and there are educators.The educators have taken over the habitat.That is why there are now more podcasts on real estate than I can get through in a working week.Real Estate education is so very lucrative now that it is possible to make way more money from podcasts and books than in actual real estate investment for some gifted marketers with smooth tongues and gifted content creators.more....To read full article,click link below:https://www.biggerpockets.com/...

Financially I'm in a position where having to pay a few hundred dollars each month would not be a problem, but I can't warp my head around whether it's a good financial decision. 

I am headed for fat FI, so I can do everything I want.

She obviously doesn’t want me to work since that could put extra strain on my head( I have headaches most of the week).

Should’ I offer a substantial amount more?