I know it's hard to get good tenants who have some savvy, but sometimes it's better to take your time and try to find them rather than just keeping the rent coming in and then dealing with bigger problems down the road.

Finance is not real estate guys, it's not like it use to be so don't be going down any guru roads. 

They may prove to function well, as cabins or temporary lodging, but I fear that we're going to see a number of things used once and hard to sell later on down the road. 

Do you travel down the public roads in Philadelphia?

What is good about the low money down conventional route is you can lock in a good rate and not have to stress about a refi a few years down the road because the equity will remove the insurance.  

@Keith FrankI agree about bringing on a partner and started down that road initially.  

Once you have a little saved up, consider jumping in.I am sure a lot of people can and do make it starting with nothing, but I am sure it is a rough and nerve racking road.

It will be the foundation for borrowing down the road at great rates.First look at all your high debt.

Crested Butte is surrounded by the best single track trails in the world and legendary 4wd roads. 

As you drive through a neighborhood you may see the trees swaying in the gentle breeze or that paper cup blowing down the side of the road or even that sharp car that just zipped by you, but are you noticing the things you need to be noticing?