This helps me with pricing, and I try to keep those prices current so I know what to expect when putting on a new roof, or replacing windows.  

Would love to buy you a coffee or anything to gain some first hand experience from you if you have time!

It's only 3.5% down + closing costs and reserves.Work your day job, mow lawns, leaf cleanup, shovel snow, flip furniture, pick up night shifts waiting tables/bartending, stock shelves at home depot overnight if you hate talking to people or anything else.

I'm at a point where I can afford almost anything I want, but I still have to consider whether it will really bring me joy or if it's just a temporary impulse for a shot of dopamine.

If the walls were damaged enough to require patches as opposed to just filling small holes or if an entire wall or the room needed to be repainted entirely then I would charge for that.

Many in our STR mastermind are switching and going back to Hospitable or Hostfully. 

I came across a fantastic article on the top US Road trips and unsurprisingly The Oregon Coast took the top spot :) Top 7 Scenic US Coastal Road Trips:- Oregon - Pacific Coast- California - Pacific Coast- Maine - Route 1 - North Carolina - Outer Banks- Alabama - Connection By Way- North Florida - A1A - Florida Keys - A1AI might move The Keys up this list a little..but the entire Oregon Coast is breathtaking. 

Should I start and look for properties with my 15k or should I keep waiting and get 30k and then start investing?

Should I reach out to the adjuster and submit this other quote, or is it pointless since the first already got submitted and is less money?

However, this doesn’t seem right to me because there is no taxable gain or depreciation recapture.