I have two properties in Self directed IRA's. 

While I realize that self-delusion is a legitimate strategy used by high achievers, this particular delusion was not to be.

Would this be considered "self dealing"?

,The HML will typically need to see the 20% down and sufficient funds to service the loan for whatever the term is.

Under the category for Meals create subs:- Clients- Networking- Conference- Other meals (that is usually when you go get Dunkin Donut coffee just for your self)The first three are 100% deducted but not the other meals.

I know I had triple checked my numbers, asked myself a ton of questions, and had a lot of self doubts. 

So you have to look at it the way you will run it , but don't kid your self and have the numbers believe what you want.  

However, here are some random thoughts:If 60% of rental income provides sufficient retirement income, you can probably afford to do nothing :-) This has the added benefit of continued capital appreciation, relatively easy single family home management and tax free stepped up basis on first death.

Leveraging saves your cash assets, but becomes a disincentive to the next banker you talk to.As long as you're dealing with SFRs (and 2-4s) with conventional financing, the CONS kill your next deal as your DTI goes through the roof.Move into Commercial Financing (portfolio loans) and 5+ units and your DTI will no longer be a deficit to you as the properties themselves are self-supporting - - that's what the DSCR number proves to the lender.

It makes me able to self manage.