If you show an Investor 4 properties that meet 90 percent of their requirements and they DO NOT make an offer on one of them the FIRE the Investor.

It requires work, ingenuity, and courage.

For a lot of owner-occupy loans, there is a 12 month occupancy requirement.

I have worked a lot with foreign nationals and it can be easy way to structure future financing since there are programs that don't require USA credit.Let's connect

Hi @Felix Lilly,Your approach to buying your first property in the Vancouver WA area is a great start, especially with your interest in an FHA loan for its lower down payment requirement.

This is typically required by most local codes.

Normally HELOCs require balance paid in a shorter time frame.-- Do you qualify for the loan with the addition of the HELOC payments?

It is important to consult with a legal professional or financial advisor to fully understand the implications of assuming the mortgage and how it may potentially affect your financial and legal responsibilities in the event of unforeseen circumstances such as her mother requiring care.

So septic costs are primarily based on how many bedrooms the house has as they typically require 100' of drain field for each one.

Some people don't want any while others want the most.I have heard of some hosts requiring the cleaning, just to keep an eye on the property.