And they're much more forgiving than, say, credit card interest, because it is secured versus unsecured debt.

I have a bank account and credit card I’ve been using so far for the one in my name, and once I get my EIN I will open a business account.

Should I get personal credit cards or set up a LLC and get a credit card in the company name?

Find a Loan Officer you feel comfortable with and lay all your cards on the table.

But I don't want to spend $10k to send post cards to get 10 leads and 1 may work out and don't have time.. 

If the debt is high interest, like credit cards, then i'd recommend paying it off with the sale proceeds.

With a 5% down loan you would need to save up about 10k for the downpayment + closing costs (try to get seller to pay these) and have $5k on hand for basic repairs or ignition you’re responsible sign up for a 0% intro APR credit card. 

I love the cash flow,  easy maintenance and that I even bought one using a credit card once for a down payment! 

Lay your cards on the table as to what type of property you are acquiring and what your plans are and they should educate you on the type of coverage they have to offer. 

This weekend I went ahead and paid off all of my credit card debt, and any other debt I had not including what I still owe on my car.