If you walk away, the lender #2 has to buy out lender #1 to protect their position if the loan is in default.

They just want the deal to close and move on to the next one.If you're ready to close, that's the "CD" or closing disclosure (it's a new form in the industry that the CFPB (consumer financial protection bureau) put in place for every loan from now on, instead of the old Good Faith Estimate and Truth in Lending. 

What's the base best route to protect me yet be the most profitable.

This time I called intuit, the customer service rep “looked into it” and said it wasn’t on their end and to call my bank.

I guess what I am asking is how do we protect ourselves as investors and our passive income if the market takes a downturn. 

However the ultimate protection for you is to get the subject property under contract.Good Luck

Second-hire a reputable property management company that will protect you and your property.  

If you don't know the buyers personally (enough so you can call and ask questions) strongly consider taking another directionFriends don't let friends do bad deals, listen we all want warm fuzzes when working with people but the reality is, your running a business. protect your self at all time - its not personal its business. be objective (AND THIS IS HARD) but houses, don't have feelings, wholesale fee's don't have feelings, title company stamps and legal paperwork have no feelings, if your the feely type get a hobby or pour your emotions in another venue. real estate (demands) you to be at the wheel, and be ready to face the ugly truth."

The NEW lease-option design...As I understand it, one of the requirements of the new Consumer Finance Protection Bureau, birthed from the Dodd-Frank legislation, is that ANY lender in an installment sale has to verify that the borrower is capable of repaying the loan, just like a traditional mortgage lender must.

Laws, customs, standards of practice vary enough within our own country....going abroad with your money is just a large risk to take if you do not know what you are doing.