I have missed opportunities just because I feared calling.

I let them know that these are your own personal  goals, there is no cheating and copying others goals, unless their numbers seem realistic.It's up to the individual and what they want out of this real estate investing.Remember people your goals can change, just because you set your target high or too low, as you progress, this can change, nothing is set in stone.for myself we set our target low at first but that was 2 years ago and since then our path has changed and our target is now heading in another direction.but  no fear, we just keep pushing on to get more deals and looking to do larger deals with a JV or limited partners. details to follow.eg. years ago i had a target of owning $10,000,000 worth of real estate, and hoped it cash flowed in the $7000/ month.but changed the plan to now target for owning $100,000,000 worth of real estate and having a monthly cashflow of $15,000/ month minimum.what are your targets in this world and are your targets too high?

@Hector Gonzales Do you mean that you fear your debt to income ratio will be too high or that in actuality, you will not be able to afford and pay your portion of the monthly payments?

Your tenant is on a month to month lease so you can rewrite a new lease at any time and require them to sign and abide by the lease or if they refuse you can give them a 30 day notice that you are terminating the lease and they must move.You are not in a precarious situation and it is very easy to fix everything without a lot of fear or work.1.

They respond with limiting beliefs based on fear; fear of losing money, and fear of what they don't understand.Our society doesn't encourage the "average" person to accumulate wealth building assets.

Indeed, fears of deflation and recession have demanded that the Fed keep the interest rates lower than some bankers desired.  

A lot can happen in three years... economy can take (dont think it will happen but who knows), lose job, have triplets (its in the genes), I mean fear of the unknown is a real thing.... reason I say that is that I dont want to have the option of buying that in 3 years (i'd rather 1 year) I want to own it ASAP and cash flow.3.

-Rentals will become more prevalent, but that means more homes will be owner by investors who, on the whole, tend to act more rational than an owner occupant and will invest rather than consume.

I used to work for a big bank and seeing things like this happen always made me fearful of giving my account info out. 

You are often not likely to get the 30 day notice (and may not get the 2 months rent) but if you do have this clause in the lease that your tenant has signed and you find a replacement tenant the day after they move out, in Georgia you do not have to return any of this money to the departing tenant.It's not worked EVERY time with us but it has worked, especially with those who fear an eviction (and I WILL file for such in these type of cases) on their credit history.Gail