PS Interest rate on the $680K loan is 3.125%; I have paid off $48K of the principle and have $631.8K left on the loan.

I have around 300k in a company stock account that does well with dividends, so don't really want to sell of shares.Would taking a personal loan or doing a margin loan make sense?

It provides vacant homes, preforeclosures, loan balances, equities, tenant occ, and so much more...Any ideas/opinions?

Contractors tend to be cheaper, but day labor is hard to find.

Loan amount left is $132,000.If we list it, we can sell at $205k and assuming 8% closing / realtor / concession fees, the revenue would be $188k. 

There are a ton of local banks around me that offer owner occupied low downpayment loans but are portfolio lenders for these types of products meaning they hold the loan in house.

As you pay down loans and increase rents suddenly you’re making more and more money and those suspended loses go away.

I am in the process of exploring financing options for my first deal and I came across the idea of government down payment assistance grants.From what I read, these grants can be used to cover the down payment on a low money down loan such as FHA loan, which I was planning to utilize anyway since I will be an owner-occupant.Has anyone used this in the past?

The housing bubble ended up finishing us off when the banks called all the loans. 

the best is to get 3 quotes from contractors to average out labor . then start shopping materials