Can anyone reccomend a great insurance agent in the area who specializes in Rental Property.

Our setup has us splitting losses 50-50 as added insurance to the investor and as a way to show i have skin in the game. 

I deal with weird situations all the time relating to distressed homeowners, assets, and mortgage servicers. 

First-times homeowners vs. investors have a very different outlook and affect prices differently. 

I need affirmative title insurance coverage for these encroachments." 

Do you have some good insurance brokers to recommend who cover Broward County?

It does seem like a risk I wouldn't want to take.I'm sure you will, but be careful to use insured and licensed remediators for lead and asbestos, if for no other reason than liability. 

I know you're not keen on refinancing since you don't want to lose your current rate and you're likely not at the 80% LTV mark, but this path would free up your options and enable you to acquire another multi-family home sooner than saving up 15% down for HomeReady.Also, your current FHA rate of 3.750% will come with life of loan mortgage insurance of .850%. 

I want to make sure that the engineer's company has Errors & Omissions/Professional Liability insurance.

How much are property taxes/insurance?