But I can also see that borrowing some will help speed up the process.

To get a 3% down payment on a $300k house this could work perfectly and I would mind the $100/mo payment because it wouldn't hurt my numbers too much.My question to you is this...accounting for all the negative effects ($100/mo loan payment, missed opportunity cost of taking my money out of the 401k, and the banks knowing I have an additional loan in my name) is this idea remotely feasible to speed up the clock on my savings account and get my name on a house hack title.Feel free to tell me I'm dumb for even considering it or if I shouldn't be contributing to my 401k at all at my age but keep in mind that my company has a very competitive match program.Thanks for reading!

Plumbing I would assume most non-diy landlords/pms have on speed dial.

And neither will most posters here who cant get off the debt treadmill.Debt isn't the end...it's the fastest, and least expensive means to the end. 

@Greg M. with your time frames you are assuming you already have all these vendors vetted on speed dial, there is no back and forth coordinating visits, tenants not cooperating to let vendor in/not being available, no multiple bids on a project, etc.

Good luck and god speed to you.

When you do a multifamily deal, there is so much stuff going on, and having someone like Mark on speed dial is invaluable.

This will reduce labor costs and speed up lock out process. 

Some quick pros I can think of would be:You can buy something out of your price range if you bought soloYou have someone to share the workloadYou have someone to share the expenses and bad debt if anyIf you're both hands on, you can speed up any fixer upper Some cons may be:You have different ideas on things (how to invest, one may want long term, one may want short term)You have another person you need to consult with on things before making decisions The other person may fail to hold up to the business needs needed.How to invest in Real Estate by Brandon Turner from BP is a great book to read to help keep the ideas flowing.I'm a licensed Realtor, I'm in Stamford, CT. 

if you see my post above you will see the response I got from the state of Oregon when I sent a wholesaler direct advertising I received via e mail.. pretty clear in our state.. but also pretty clear unless you piss someone off and they turn you in.. or the real estate brokerage community actually bands together to turn in every wholesaler they run into.. its just like speeding we all do it.. right.. so its the same thought process you have thinking agents feel they are on higher moral ground.. .. they are on legal ground but there are crappy agents for sure..