This brought up all kinds of conversations about better school districts for daughter and so on, needless to say we are considering moving again, if we are allowed to do so! 

As I continue to search for multi-families to purcahse, I'm stuck in a mental debate of Cash-Out Refinance vs. 

Then I met someone and well, life changes fast and now I live in Katy and have a step daughter :-). 

My daughter and her fiance live in Cholula, Mexico.

My wife's name is Cruzita Avila, daughter of a hispanic field worker born in Mexico.

My daughter and all her friends use it to pay each other money.

I do not know why the herds have this constant buy and sell mentality with stocks.

Unfortunately, they are bad tenants and we are both (my fiance and I) feeling the mental strain of living next door to them.

For me, I've found that out of the incredible complexity comes great simplicity and straightforward mental models that I can apply to my life and business.To answer your question about what you should do with the $50K, your model should be able to answer this question for you, IF you believe your assumptions.

They emailed us the certificate that anyone can print off for $25 online, we told them that wasn't sufficient and that they would need a note from a licensed mental health professional, and they have not provided it.