Or should I be putting more and rush into refinancing into a conventional loan?

I have numerous properties so I lost track of it for a little bit, and when I found out I paid the entire late amount in full immediately......but they put a 60 day late notice on my credit report (its nice when they send my delinquent letters to my rental property).Long story short Im currently in the middle of a conventional escrow and this popped up on my score yesterday. 

Traditional conventional mortgage for an owner occupied property.

I do believe this would be allowed because one of the 'exceptions' to the year long rule that FHA/conventional lenders want you to abide by, is work reloction or travels. 

The process also left me with tons of questions - mainly about why in todays digital age can literally every document for a property purchase be digital except for the closing documents?

The rise of the internet permits the use of new types of nonfinancial customer data, such as browsing histories and online shopping behavior of individuals, or customer ratings for online vendors.”Currently, those hoping to take out a loan can expect to have their repayment and credit history length, as well as total debt checked, but going forward, the IMF study suggests, this will be expanded to include what’s known as people’s digital footprint – either collected from data already publicly available, or that obtained by credit bureaus.The stated goal is to improve “loan default predictions” – and the upcoming trend is sold as a way to give access to money to people who have previously been unable to use loans because their status is “unscorable.”

Anyone from SLC going to BP Convention?

You can Google some editing sites and they can edit 10-15 a pic, and digitally stage for another 15. 

Conventional Lessons learned?

I don't have a traditional income (just started a digital company with international clients, and most of my equity is based on stocks), so I don't qualify for regular loans.