Compare both options with your lender and see if Home possible  is a good product for you. 

@Khang NguyenAll of the renovations you performed prior to putting your property into service should be capitalized .... it matters not that the property was in-service under the prior owner, you took vacant possession and renovated prior to returning it to service.Additionally, much/most of the work performed during a substantial renovation is considered a capital expenditure, not an expense.

No way those compare.

@Lewis Christman hey man, forgot to add you to the list, we are doing a round table discussion prior to the grand opening, been doing it for a few months and we try todo it at least once a month!

Can I ask for the prior years expenses or the tax returns? 

So ask your agent for comparables or "comps". 

Isn't it in her best interest to take an offer prior to the auction date?

Tampa area, where I'm also from originally, is a great value as well as Orlando, compared to S.

In that case a portfolio or commercial lender might be your only option right now.In the future I strongly recommend you arrange for the Refinance loan prior to purchasing the property.  

If you do close on the property prior to getting these people out, I would give them two month's notice to get out.