A good resource to find contractors for the 203k is using a contractor who has earned the accreditation as a Certified 203k Contractor.

The most common exemptions are rental units in these categories: rental units (including condominium or cooperative units) owned by a natural person whoowns no more than four rental units;" - https://dhcd.dc.gov/sites/defa...Thanks for the help in advance! 

Naturally when looking at investments they cost more to you because they are riskier.

Naturally, the lever is much more powerful in a lower cap rate environment.

I am certified as well but in all reality, holding a certification is not what makes a quality professional in most fields.My clients are generally in their early 20s to mid 30s and are realizing they cannot go through life without a plan.

Option to mail the cashier check ( not personal check), remind them to obtain the certify stamp receipt as proof of payment.

It sucks to see savings go down, and by nature, people don't want to let go of it, but it will likely to be to your benefit to pay off the 17k, and instead of paying debt with interest, re-fund your savings with that payment.

@Lex Phumirat Be sure to send it to them certified mail so you do not get the "I didn't get the notice" excuse.

An accredited investor, in the context of a natural person, includes anyone who:earned income that exceeded $200,000 (or $300,000 together with a spouse) in each of the prior two years, and reasonably expects the same for the current year, ORhas a net worth over $1 million, either alone or together with a spouse (excluding the value of the person’s primary residence).

Natural disaster, property damage remediation are two that can leave you in a serious pinch.Kwame