That keeps them from keep coming after them later or selling the remaining balance of the judgment to another collector.No legal advice given.  

This was good for me because it gave me a breakdown of my credit summary, who inquired about my credit, negative balances and my debt to ratio. 

Personal residence is a liability on your balance sheet, and an asset on the lenders balance sheet.

At that point if you decide to move forward with the purchase, you can send funds (initial deposit once your ready to close on the property the balance of the funds that would be needed to purchase, after you receive your HUD statement which is a breakdown of all the monies needed and applicable charges for the closing) to your Attorney/Closing agent and order a title search to ensure the person you are buying from is the actual owner and have no liens on the property.

In other words, place some restrictive language in the note such that the seller would participate in the risk of repairs exceeding estimates and would reduce the note's unpaid principal balance accordingly.

Thanks.Is there not a way to consolidate cards or transfer a balance from one card to another?

Next to that column are columns for operating income, non-operating income, deposit activity, deposit balance, operating disbursements, management fees, beginning balance, current activity, and current balance. 

The balances are all reasonable, but given that this is my first time going through this process I just wanted to check with some other landlords.

The cash advances typically carry a large fee and they won’t let you disburse 100% of the balance.I recommend using cards that have attractive balance transfer offers (I.e. the 2% or 3% of balance to transfer) and then 12-18 months of 0%.

How much is your credit cards balance and monthly payments?