I found a QB bookkeeper that was instrumental in helping me get it set up correctly. 

I'm not new to the contracting world by any means and I apply this same principle in my full time job as a project manager for a large industrial control automation company.

I started later than you did, so I missed out on the very early years when interest rates were higher as well as when it was possible to invest a large amount of money using simply the automated investment on Lendingclub.

Time was our biggest cost, even after automating as much as possible you'll find that getting production quality subscription services has a big commitment.

I don't think that using an agreement that references a previous and still valid agreement (original note) is considered a new instrument that replaces the original agreements.Curt's reference earlier and copied below seems incorrect since there is no "brand new mortgage" IMHO.In BP threads thanks to Bill and other true experts, what's left out is that that work out is now a brand new mortgage that needs FULL Dodd Frank process; full doc, some DTI that you choose, an LMLO and a closing at an attorneys office

., there's some pieces that your advisor and all who say this is a very poorly performing instrument are missing.  

@Trevor Smith:AUS is the automated underwriting system.

An "Assignment of Mortgage" is NOT the "security instrument".

Are they automating the order process with touchscreens at the front of the store?

He was instrumental in getting me on the right path toward financial freedom/independence.