I'm all about having strong opinionated people and surrounding yourself with those who are smarter than yourself and who are not afraid to tell you the truth.I would like to obtain and move into a 3rd property(townhome) in a nice neighborhood.

If you did find someone who would do it, you would get crippled by the fees.The majority of people who do low to no money down deals are people who already have money.

That should be your focus.Personally if you have one mortgage already that is negative cashflow I would be hesitant to buy rright now, especially in canada where from reports their housing situation for pricing is far worse than the US on affordability and just like US, people think prices can only go in one direction but reality is they are moving in the opposite direction.

Most of these are a standard SFH residential loan, but for business purposes so they normally require a 20% down.Not as easy to get, but there are 10% down 2nd home loans that people, including myself, have gotten in the past.Comps are based on SFH sales, unless you are buying Multifamily of 5 or more doors.

I'm all about having strong opinionated people and surrounding yourself with those who are smarter than yourself and who are not afraid to tell you the truth.I would like to obtain and move into a 3rd property(townhome) in a nice neighborhood.

For example, with 25% down what are people getting after all expenses are paid? 

It's people-intensive and blends the amenities of an airbnb  with a boarding room/inn concept.  

They value properties equipped with smart home features, such as automated lighting, thermostats, security systems, and voice-controlled assistants.

I was wondering how much do people budget for vacancy for seasonal rentals.

The owner has lost several people’s money.