Because you will be living in it, the bank will see it as a primary residence and that's the type of loan you will apply for.

That line would apply too, but that's not the one I was thinking of. 

Would anyone else then wince again because the term "passionate" here is being applied to how you feel about a business?"

I'm eager too learn this side of the industry and think I can apply what I'm learning in my day job too being a reliable PM.

This could include the requirement of a 3% commission rebate (knowing full well that the listing agent stands to earn a full 6% if you do not ask for some of it), applied directly to your closing costs. 

@Vincent SerpicoYou asked a very good question... what I am going to suggest below ONLY applies if you live in the coastal area like Bay Area.... if you live in Midwest, my opinion does not apply.....So I started buying in San Francisco in 2007, and currently have 4 properties in SF...I was asking myself the same question since 2018.....

They must pay the fee with the next rent cycle, and if the person wants to stay they must apply and be approved to be added to the lease.To date, I have only had to enforce that policy once. 

Hi Brandy @Brandy Mcdaniel You didn't say what state in which you intend to buy, but local rules always apply.

What should I be applying for?  

Your lease should address this. it should also address how payments are applied.