The rate on a hard money loan will be at 10.5-12.5% versus 25-35% on a credit card... 

I’ve heard about ‘gap funding’ for fix & flips to cover down/closing/holding costs in addition to the hard money loan for most of the purchase price & rehab, but how realistic is it to secure that type of funding?

I hear a lot of investors complaining about the Philly market and saturation in specific pockets, but early there are still people making money on these deals. 

Looking for insight into borrowing money to cover down payments and floating capital between renovation draws.

I need to the point program that will actually get me started after few hours of research/learning...I'm not looking for few months of learning.  

It would save you time and money in training and supervising the VA.

Questions:What money do you have to do marketing and to lock up deals?

Given that we deduct a lot on our taxes due our rentals we look cash flow poor when we are actually able to cover the debt service on a nicer home that is well more than $2500 that the lender currently says we can afford. 

You can made money anywhere even counties with no growth even negative growth, but its easier where there is growth.

I'm curious on thoughts surrounding using HELOC/ IRA/ Roth money to purchase rental property if I find the right opportunity vs delaying for a while to save up extra cash.