I enjoy it and its a pleasure working with several thousand assets based on my funds ability to consummate trades after building relationships for 30 years...

If there is a minor repair that is needed we need the ability to act on it immediately and on the back end pay our vendor as soon as we receive the bill. 

My goal is to achieve a solid passive income to allow for the possibility of early retirement and for the ability for my fiancee and i to be able to work shorter hours once we have kids and as they grow.

Having a high net worth but no actual income hurts your ability to get a traditional mortgage.

I am currently working with a new investor but I am extremely driven and have the ability to gather numorous properties and wanted to grow  business.

Barring the ability to pick up a cheap place in a good spot, I try to get the vibe of the neighborhood.  

[Yes, there was just a hint of facetiousness in that comment]...After you've owned it for 6 months, your ability to Refinance will depend on how much equity you bought for "free", or have value-added to, or has been added to by a buoyant market appreciation - usually needing to be around 25%+ before you can start getting cash back at Refi.Which in your case, looks to be a lot longer than 6 months away before it can be arrived at?

I'm definitely leaning more towards the VA option, I just want to see if any of you have good reasons for or against either option.Ryan Conventional pricing is around mid 4's to higher 4's while VA pricing in the lower 4.00's but if you price the VA to be on "par," with conventional meaning the VA loan with no VAFF (VA funding fee 2.15 - 3.30%) then you'd have a similar rate to the conventional loan apples to apples pricing wise.The one advantage you had mentioned is that the scenario above wouldnt be  apples to apples when it comes to down payment because the VA loan would have 0% down while the conventional loan you could have as low as 3-5% down (with PMI paid monthly or within rate or split premium).Also, you only have VA entitlement (if not already tied up else where) for usually one property or home so by using conventional you can keep an ace in the back pocket or conversely you could do a low down conventional low with no monthly MI and keep the VA in the back pocket for emergencies or future planning (in case you plan to move out to get another primary shortly after 1 year again).VA loan also has a lot of YSP or yield spread premium so you can do no down and no closing cost pretty easily or use the credits towards paying off the VAFF or taxes/interest/insurance etc while the conventional loan does not nearly have as much YSP or lender credit to offer so your ability to strategically plan with your rate is not as readily available as VA.Generally, I'd say VA all the way 90% of the time but there are reasons to keep it available.

Sellers will not be as naive as single family home owners who often don't know to check pof's or ability to close.

State senate passed a bill in 2015 establishing this 3 year delimiting date to ensure "perfect title" to purchasers at tax auction.