I am owner occupant 2nd floor and the creaky floors are bothering me from walking.

Another issue with listed properties is that a lot of other people (owner occupants, buy and hold investors, wholesalers, flippers, etc) will be exposed to this property (assuming it is in the MLS).

@Zach AdamsAs a general statement, investment property purchases are more expensive than owner occupant purchases.  

The one I rolled in was hard to refinance because of a high non owner occupancy ratio in the complex (too many renters to owners).I know going forward I will likely have to do shorter loan lengths (because I am over 4) and am fine with that as long as the numbers make sense.I would go with 30 year mortgages with traditional loans when offered on your first 4. 

Retail.....sold to an owner occupant, not a landlord.

Land contracts from investors to owner-occupants are basically dead in Michigan.

Sometimes the buyer is an owner occupant or landlord buyer with totally different or non-existent profit needs.

I just got my first deal under contract as an owner occupant...There's a good chance I'll be buying an adjacent lot because there’s compelling value in combining lots in this area and building condos.

Also ask existing owner to show proof of ontime rental payments before closing on the ppty.16) occupancy number - how to enforce so that tenants do not turn the ppty into a roaming house ?

We both feel comfortable only investing a max of 10% of our savings.Where we fall short is my experience relates mostly to stabilized commercial assets (70% occupancy and up) while his is new SFH's.