@James Devoe DSCR loan stands for  “debt service coverage ratio", it is the ratio of operating income (rent) available to debt servicing for interest, principal and insurance. 

I had filed an eviction on an inherited month to month tenant for non-payment (late on rent 16 out of 18 months) and also gave them a 60 day notice to vacate at the same time I had filed the pay/quit notice.

Last year, I grew my net worth over $300,000, but when I file my taxes, I'll show a loss.

@Sam Fickel look in the files section of bp.

Not the 1% of a few years ago, but with rent increases in coming years owning rentals in Atlanta area will do yoiu well.Read my paper on my buy and hold business model as a help;   See my BP profile, 1st paragraph, file called:   Buying a bullet proof rental portfolio.   

You would need to check with your broker if you are not the principal broker and owner of your company.

I always suggest you make sure with the county tax assessor and tax appraisal district that you have a good mailing address on file with them. 

Best bet is to find someone you want to work with and get on the phone with them so they can get more info about your situation and find the best loan product for your goals and situation.Make sure you get your files together:Tax returns, business and personalmortgage statements for each propertyProperty tax statements for each propertyInsurance declaration page for each propertyBusiness entity formation docs P&L of your income and expensesGood luck!

Depending on your area you'll likely have enough for a downpayment after a few deals but you'll also have to qualify based on income & employment requirements, filing your tax returns a specific way, etc. 

I'd rather not wait to file 2021 taxes which would clear us so anyone out there know of any options either locally in TX (North Dallas area) or nationally?