Ina, there are several lenders servicing the NYC multi family space that pretty loose about income and tax returns as long as the property shows decent rental income. 

Investment Info:Single-family residence buy & hold investment.

I know there there is no signs of lead based paint in the apartment but I did not give them the pamphlet “how to protect your family from lead based paint”.

Are you referring to a single family rental?

I would not value that any different that a single family - not until its a true commercial though.Check that its a LEGAL 3 unit (you can see that on the county website), and your also get some other insights to the property as well.I agree with #Eric E. that the seller is looking for a sucker...

Hi - for Orlando, bedroom count is usually key, as this area serves multi-generational families in larger single family homes.Look for a good HOA resort zoned for short term rental (ie Windsor island, solara, reunion, encore, Storey lake, etc) and depending on the size of home, most will come with in ground spa/pools, with the exception for the majority of margaritaville units.We do manage some townhomes with a hot tub, and it does well ($75 per month to service a hot tub), but beware as an investor that guest nightly rates for townhouses and condos will be much lower than houses, as you are starting to compete with hotel chains when you start talking about 2 or 3 bedroom investments. 

If it were me I would focus on speaking with the female of the family mostly, but also get the man's opinion.

They have better rates and we are ok buying in our personal name for a single family.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

Have you considered small multi-family opportunities?