. - based on personal Income, Credit, DTI, etc (1-8 days)3.

We plan to build 10 duplexes around OSU and keep them for ourselves for passive income.

If you are looking at a STR deal in the Smokeys, I suggest using a DSCR loan to buy something turnkey and just qualify with AirDNA projected income.

The amount of people relying on RAFT for first, last and security is extremely common in lower income areas since they are typically living paycheck to paycheck and it is hard to come up with deposit to move into a new place.

Quote from @Avi Zarbavel: Hello Bigger Pockets, My team and I are looking for a tip to point us into the right direction of She would need to qualify income wise and family size wise and apply to the housing authorities likely in the Cleveland area.   

DSCR loans won't use your income to underwrite the loan.

My current income is sufficient enough to cover my living expenses, live comfortably, and put a portion toward savings each month.

It’s tax season!

Taking your screening method above- as an investor, it would make sense that you are choosing the applicant with the best balance of income, credit, references and a clean background. 

This has caused our clients a lot of missed opportunities or having to grapple with putting 15% down on a duplex and 25% down on a 3-4units.This new program changes the game, now clients with income $92,000 can put 5% down up to a 4 unit.