My property has gates all around, the only way a child will have access to our yard is from the fence of this vacant house as it will continue to fall.

As long as you can retrieve Deed of Sale from mdlandrec.com (free service) you can access the Deed and use the actual close date to begin your clock to 91 days before ratification. 

But I love that ours stopped someone from enclosing their garage to move another person into their house.

Other Facts:Built in 1969Off market saleNew Roof in 2007Plenty of off street parkingAll 4 units have separate access and a common laundry areaNot sure yet if I would end up with instant equityAny feedback would be greatly appreciated!!!

I would temporarily stop contributing to your retirement account.

If you are talking about larger units, I think your brokers don't have access to these type of properties. 

Soon after, I stopped by my attorney's office and had the deed search done and from there drove straight to my insurance agent.

I recommend you stop doing that.

Never stop doing your homework and good luck!

I would make the payments directly to the mortgage company and would either have the statements mailed to me or see what I would need to do to get online access to review the account.In looking online, I see a few other strategies such as deeding the property to a land trust where the buyer would be the beneficiary and some people discussing the transaction with the bank and being open about it.