I bought a few doors for $11.95 (instead of buying the same-sized door for $80 with frame at Lowe's - plus this vintage door isn't going to break if some angry tenant punches it).I also buy vintage glass light shades there - they look freaking amazing in a rental - often better than the newer ones available at Lowe's. 

I submitted a claim for total loss.

The biggest cost from an eviction will likely be loss of rents and turn costs. 

But, in the meantime, the income statement is showing net income for the year, and I'm wondering if some investors might not be interested in estimating their EOY tax loss, which they can't do without monthly depreciation and amortization.Should the net 12 month's worth of the loan be broken out a current maturities of long-term debt and shown on the balance sheet as a current liability?

Landlord insurance coverage would not pay for the loss of the tenant's personal items during a claim.You can require it and it's a minimal amount of money considering the cost of furniture, computers, and such.

After closing and after the policy is bound, within the first month or two, the insurance company did a loss control inspection and came back with items they wanted addressed or changes to the policy based on what they found. 

Oh well, their loss if they cannot learn from people who offer information and have to insert themselves and their dark motives and problems into this thread. 

Also, if there is debt forgiveness as part of the equation, the paper loss from that could potentially offset some or all of the the "gain" from the mod. 

Our NET worth is a shade over $3 million and our umbrella is for $3 million. 

Find out what market cap is in Phoenix in a C class area (likely between 6-8 cap) and then find out what the true NOI is looking at the detailed profit and loss.