This is a little off topic, but how does going through a divorce affect credit score?

Also what credit scores do they need?

Is there a way to estimate my future credit score?

Advanta has a "light" version that allows exactly what you described.  

I've been bringing my debt to income ratio down and my credit score up (the short sale and the waiting really ranked my credit). 

Do you have a simple version I can edit? 

Will not give me his credit scores...Sure we could have ran his credit but we weren't paying for the reports ourselves.

You made the right call for the Seahawks' score. 

Focus on (1) getting good traffic, (2) pre-screen (credit score a+ income) to eliminate those with no chance of qualifying, and (3) high conversion ratio (conversion ratio of prospects to applicants).Conversion ratio can be improved by...immediately getting driver bys attention with a red door, bright colorful flowers or something else that sticks out a makes a good positive impression (aka. sex appeal).  

For me I mentored with a 30 year HML in Oakland circa 1980's and then ended up owning the company. .but it was up and running  250 investors and 50 million on the books.. and in CA you can legally fractionalize the debt instrument so we only paid interest on the money when it was out.Second version that I started I used the Bank LOC's and we started with 1 million in cash and 4 million dollar line of credit...