😊I did not see that my brother posted these details already whoops

cheapest quote details for 4 ton  single stage systemhighest quote of 29k for high efficiency multi stage unit I had a sticker shock with the lowest quote too. any recommendations for a lower cost hvac replacement

The agents will see right through that, and it’s hard to rebuild that reputation.

Here are a couple to start with: I simply got these off the web so I have no idea how reputable they are but try them and see Bankers Title Corporation Parque Centro 1500 San Juan, PR 00918 787 * 753 * 0339 Efrain Tirado Appraisal Group P S C 1431 Avenue Ponce De Leon 801 San Juan, PR 00907 Estudios De Titulo Ana Echevarria Investigacion 102 Torres San Crst 204 Ponce, PR 00780 Finca Galateo Limited Partnership 207 Calle Tetuan San Juan, PR 00901 Garcia Andres Rivera 555 Prira Leal Street Apartment 201 San Juan, PR 00923 787   531-1179 Ocean Park L P 207 Calle Tetuan San Juan, PR 00901 San Juan Abstract Seguro Titulos 259 Calle Chile San Juan, PR 00917 William Negron Quinones 402 Calle 2 San Juan, PR 00923

I can give you better direction with more detail and maybe help you find a deal. 

If you never seen a scope of work then juts imagine a list of work that needs to be done with detailed description and itemized. 

And some will take this further by saying that if there are landlord paid utilities, one can expect expenses to be an even higher percentage of rent (60% is a figure that gets tossed into play).Search the BP site to find threads that discuss those in greater detail.

@Jeremy Taggart I'm still a newbie when it comes to the finer details, but I believe there is a limit on the value of the VA loan you can have.

House hacking the American dream, the American dream big house, nice car, reputable job, and to blissfully retire.

To have a "legal" transaction the only things you need is property address, contract signed by both parties detailing terms, and proof of funds to close.