Brandon has BP, Ben Leybovich has CFFU, and others just continue doing things within real estate (PM, flipper, broker, realtor, developer, etc..) to reduce the turbulence.The concept of retiring quickly using RE has been published in blog posts and mentioned in several podcasts but it is oversimplified for mass media production.

That does not mean a FICO score is needed and some HMLs or private lenders will not even look at a FICO  score or a credit report.

To be more clear, if income is not reported to the IRS, it's illegal.  

Please report these folks to zillow and elsewhere if you see them.

Even when I'm aware and I default a borrower for doing this, if I can see that there is progress with a refinance, I'll usually file my NOD to "Alert" the parties that I'm not playing (and to start the clock in case the transaction falls apart...happens all the time) but, i'll hold off on publishing (my scenario assumes non judicial foreclosure, meaning, not using the court system) to give them time to facilitate the transaction.

Hi, I 'd  report them to a State Agency - Suuch as Banking, RealEstate, Or ?  

Optionally, a credit repair service can do this for you.2 - You need some positive credit being reported on you.

CoreLogic is one such company where you can purchase reports.

This property is reported to be occupied and buyer is responsible for obtaining possession.

That needs to be reported to the Bar Association.