In downtown Jersey City, homes that were flooded by Sandy have put in new draining systems and renovated with tile in the lower level instead of carpet or wood, and raised their utilities up off the floor so a couple inches of water won't reach them.It may be more difficult to get insurance and you may be required to get flood insurance so there may be some extra expenses there.  

It should be as simple as Kevin wood has been approved for financing up to xxx amount from xyz bank.

Then again I'm from the woods, and don't feel like going back this second.)Hai G.

The amount you pay in premium for 1.5million in coverage would be a lot less than having to hire an Attorney.

Steel, Olin Corporation, Illinois Department of Transportation, Wood River Refinery, Ameren CorporationSt.

Even if you allow a premium one the per ft^2 cost due to "historical rehab factor", it would still be scary.  

Hey @Jacob Tucker:I happen to be an insurance agent in Utah so hopefully I can give you a good idea on the premium.

Having premium finishes very rarely increases the value equal to or above the cost.

How long do the wood frame on exterior houses usually last?

We do some of the work ourselves, but we hire out for the major plumbing electrical, and wood floor refinishing.