Please offer any positive or negative constructive criticism you may have!

Honestly, I'd suggest you start replying to every real estate related part-time position on Craigslist and line up a job there so you can quit your current job.

-----------------------------------------------------------------------As you can probably tell, I like a highly leveraged, cash-flow positive type of investment.

Now let me say a couple positive things.

You and I will be in considerably better positions when it does come time to buy...

Not sure if the returns will be enough to make you happy, but you'll likely get cash flow positive, even with leverage.It's also possible that these deals are typical in your area.

Get seller to subordinate a couple of doors to make it easier to get the money you need in first position.

Mehran,Thanks.There are def. positives and negatives locally.

or would you just focus on paying off debt first with the thought process of being able to focus more on real estate investing in the future because your cash position will be a whole lot stronger without consumer debt.

This puts you in a position where utilities won't be turned off (with additional fees) and notice is given to you.