Local banks who don't re-sell these are typically your best bet, they like relationships.  

You're the only member and the activity of the property is reported on your personal tax return. 

I also prefer closing in person but it's getting rare.

Hey Byron,So the advantage of doing Refi compared to a HELOC is that the heloc is personally backed to some degree while a DSCR refi is backed by the (hopefully) cash-flowing asset.

I personally have bought notes from two different HMLs on BP, and have had all interest paid, and all capital returned on loans that have reached maturity so far. 

@Olu Efunwoye I personally wouldn't pay for this, $40k for a coach? 

was thinking of letting them know I leg rent more than a certain amount here in California unless that person decided to move out and one of their other not on the contract tenants signed a new lease at the higher rate?  

Guiding, advising, meeting in person, hours on the phone, discounting on property price and services.Properties appraised for more than you paid, you sold for more than you paid.

As I've been learning, there are the key taxes to understand when investing into a new area or state:- State business income tax (if you have an LLC)- State personal income tax (if they want to tax you too, even as an out-of-state investor)- City personal or business income taxes- Any registration fees due the city/state- City/state property taxesAnd I'm sure more!

You can close in an LLC if that's a concern, and many times the debt isn't reported to personal credit.