Once you finish medical school and are a practicing physician, there are special doctors loans that either ignore the student loans or calculate their impact more liberally. 

The self directed ira (is still funding), the liquid is our emergency fund, the CCs are empty and we have the ability to pay the high payment (the difference between cash flow and minimum cc payment) until it’s refied to permanent financing.

I read it had v high crime rate...not sure how that would impact me as an investor yet though (I'm wavering between self-managing and using a PM). thank you

You are entering a grey area regarding accommodating for medical reasons that may  negatively impact you down the road.

These fees, in addition to an annual servicing fee of 36 basis points, can have a material impact on a borrower’s effective interest rate on the loan, and in some instances, the company’s overall cost of capital.

Making unfounded assumptions can have out sized impacts.2.

How do I make positive impacts to my credit to maintain my good credit while working in real estate?

@John Thedford, trying to understand this bill and it's impact but I thought that it was the opposite: Originally intended as a consumer loan restriction but the last revision struck the wording "primarily for personal, family, or household use which" from the language thus opening it up.

You can take pictures of receipts (before they are lost) and upload into QB for permanent retention.  

Copalum Crimps are the 2nd best solution next to rewiring and is considered a permanent and complete fix.