With credit card debt, you also want to look at why you have the debt if it relates to your spending or an emergency (ie one time event or on going).

., "freon free air conditioner" as opposed to "air conditioner") before agreeing to work with the contractor?

Lauderdale listed on events page.

While these apprenticeships can be worth it, having done one myself, if that's not what you are looking for, be sure to read the descriptions and reviews of the events thoroughly.

Open to coffee or networking events.

The event is free and details can be found in the event section on this site.

With The way  the non-advalorem taxes are collected the Seller of the relinquished property ended up with 189 credit and they were concerned with taking any cash as a result of a sale thinking it may trigger a tax event... so they opted to have that credit increase the amount of proceeds they received.

The more you network or go to events where people have very similar goals as yourself will allow you to broaden your understanding of what you can do, and maybe also help you decide what you want to do, because this isn't for everyone.

But i've been turned down by several HELOCs due to lower income, and because my STRs don't have two years of income to show, the companies count the loans as if they were personal properties as opposed to rentals.

Check out the events page here on BP as well as meetup.com.