We've overheard her on the nest telling a neighbor how strict we are so I'm sure she has said negative things about us.

I don't mean to be negative, but I am just trying to help you consider all possibilities.

The Brazilian market only seems interesting to me if the property can be purchased completely without an additional loan, because the additional loan would negate the undervaluation of the property.However, the property is currently highly undervalued.

Something to consider is that you would not owe any capital gains tax if you've live your primary residence the last 2 years which it sounds like you have.If you turn it into a rental and sell one day down the line you would owe capital gains on the property which could negate any possible future appreciation.

I only flip, and although not in CT anymore I’m looking at a house in CT for a fix and flip.

@Tim Harwick I only invest in Houston.

I was wondering if it’s possible to get a loan to buy the property as my primary residence, get a conventional loan, and live on the top floor, while rent ion out the bottom.

I also gave them some extra money to cover the hotel costs as a show of goodwill- but the law in VA says I only have to prorate the rent.

I only do this is if there is a lease violation or their lifestyle is going to cause damage to the home, attract pests, or interfere with a neighbor's right to quiet enjoyment.I also inspect 30 - 60 days prior to a lease expiration.

A few articles say it's a soft pull on your credit, but if you soft pull multiple times, it can affect your credit negatively.