I have heard and read a couple different perspectives on this.  

People from different areas of expertise to help guide you and give you their individual insight. 

. :-) Every property is different, every neighborhood is different. every municipality has it's own rules....you gotta get a really good GC and start learning from him.

It’s mainly aimed at wholesalers.Imagine this scenario:A wholesaler has five houses under contract but only has 25K in the bank.

We advise landlords to require two main criteria:1) Household income should be at least 40x the monthly rent.2) Applicants must have a credit score of 680 or higher.It's also important to review credit reports for red flags like rental collections or high credit card balances.

Explains a lot about different ways they operate and what you can do to ensure a good relationship, good work, and reasonable prices.

(Unless we're talking about maybe a dog house)It sounds to me like you and your handyman have way different goals.

I highly recommend you checking out Guesty in the meantime as it sounds like your main issue is scheduling cleaners, when really, there's an easy solution for that.Book Rec: "ClockWork - Design Your Business to Run Itself" - by Mike MichalowiczSide note - Matt I'm jealous of you being in Kihei, I was there a few months this past Spring, beautiful place.

So that's the dilemma.My question is... should we move forward with the 203k (and Refi) or should we continue to wait and complete the ADU via a different route? 

That could just be the dialect used in the midwest where I am.There is a big difference in industry knowledge between a residential agent that can legally do tenant rep work, and full time tenant reps.As for next course of action: I tend to be a pretty straight forward guy.