Not lower.Seller financing rates tend to be higher than bank loans due to the risk involved.

Otherwise pick a company and contact them to see how you can be involved. 

Also a deal like that would require a clear & executed contract between the parties involved.

I have always lived in the Abilene, Texas area and involved in multi family real estate so I knew the owners.

Especially when fraud would be involved.

I noticed there are multiple doors that do not close properly without jamming including the front door which hopefully is not due to foundation shifting, our contractor said its more than likely just a build up of moisture filling up inside and all the wood expanding and warping.

I have recently put in an offer on a HUD property and my Realtor just let me know that there are multiple offers on the table and they are asking me if i want to change my offer, leave it the same, etc.

Refinances are a full fresh complete re-underwrite comprising 95% of the same work/paperwork that a purchase mortgage involves, assuming of course the consumer wants the Fannie/Freddie subsidized rates.

Since you are going to have multiple properties however, you really should seek the counsel of an entity protection attorney that specializes in this. 

I see your question in multiple areas.