Unfortunately, we've had some bumps in the road the past year with family health issues, flooding of a basement and loss of a job.  

Appreciate the tips there @Dmitriy Fomichenko the podcast is actually what lead me here.Edit - tagging someone doesn't work so well from my mobile device!

Thank you for the tip 🤝

Then saving the extra money for an emergency fund as well as your next down payment is much more important.Also when you go to get the second mortgage the bank is going to care more about you having reserves (more cash or assets that you can easily make liquid) than seeing you have paid down you mortgage some.  

However, for this property, we'd like to outsource that service.Any tips would be helpful. 

@Dennis Tan You need to be very careful here. 

Get a larger than normal deposit.....construction employees won’t take the same care as an individual typically......I know.

But I deeply care about her business outcome.As a super researcher, I'd kick myself not asking for potential great referral from you here on BP.

I have rental homes that are leased to an elderly care business, and they sublease each room and operate the business, pay the caretaker, caretaking, etc. 

I'm putting an offer on a multi-unit duplex in Panama City Beach, FL. After I submitted the offer I found out that I need flood insurance. Where should I go to find the best rates on flood insurance in that area? I'm ...